Commercial Checking Accounts

COMMERCIAL CHECKING

• Initial deposit of $250.00 to open your account
  
• $7.00 Monthly Maintenance Fee, $0.20 for each debit and credit transaction. Transit item fee of $0.075 for each transit item deposited.
  
• The Earnings Credit Rate on your account relationship will be the monthly average of the 91 day Treasury Bill rate less 15 basis points.

AMERICAN INVESTOR ACCOUNT

• Initial Deposit of only $1000.00 to open your account
  
• American Investor is a discretionary variable rate account, which means that the interest rate and annual percentage yield may change at any time at our Bank’s discretion.
  
• Interest is calculated using the Daily Balance Method. This method applies a daily periodic rate to the principal in the account each day.
  
• Interest is compounded monthly and paid to your account monthly
  
• A debit fee of $3.00 is imposed for each debit transaction in excess of six per statement cycle.
  
• Interest will be paid at the current rate on the entire balance, as it falls within it’s corresponding tier:
  
                   Tier 1 $50,000 or more
                   Tier 2 $25,000 - $49,999.99
                   Tier 3 $1,000 - $24,999.99
                   Tier 4 $0 - $999.99
   
• Free check image Statements
• ATM Card Available

For additional information, please contact a Customer Service Representative, 918-481-3000, during regular Bank Lobby hours.